SB 68 and Injury Claims: Why Settlement Offers Could Shrink Even More

State Farm strikes again, and this will only get worse if SB 68 passes in Georgia.

My client was rear-ended hard. He went to the hospital with a concussion and whiplash. It took months of treatment for him to recover. He missed work.

His total medical bills? Just under $24,000, with conservative treatment, no inflated charges. His lost wages? Over $3,000.

State Farm’s top pre-suit offer: $22,500.

Why? Because State Farm unilaterally reduced his medical bills, only recognizing a little over $21,000 in economic damages.

And for pain and suffering? They offered a laughable $1,150.

This is bad enough. But if SB 68 passes, it will get much worse.

Insurance companies in Georgia will be even more aggressive in slashing medical bills, disregarding legitimate treatment, and offering even lower pain and suffering compensation.

A $22K offer today? Under SB 68, it’ll be more like $5K.

That means more lawsuits, longer delays, and more Georgians getting screwed. All while insurers profit.

SB 68 isn’t about fairness. It’s about padding the pockets of insurance companies at the expense of injured people who big insurance companies routinely take advantage of with their delay tactics. Georgia deserves better.

What are your thoughts? Join the conversation with me on LinkedIn.